When your doctor orders lab work, understanding how insurance coverage works can help you plan for any costs. We've partnered with two major lab providers to make testing convenient and accessible for you.
Our Lab Partners
Prosper Medical has partnered with two trusted national lab providers:
• LabCorp
• Quest Diagnostics
Both LabCorp and Quest have thousands of locations nationwide, making it easy to find a convenient lab near you.
How Insurance Coverage Works for Lab Tests
Lab testing costs and insurance coverage are handled directly between you and the lab (LabCorp or Quest). Here's what you need to know:
• Your insurance coverage for lab work depends on your specific insurance plan • Lab costs are separate from your Prosper Medical visit costs
• LabCorp and Quest will bill your insurance directly for the lab services
• Your out-of-pocket cost will depend on factors like your deductible, copay, and what tests your insurance covers
Checking Your Estimated Lab Costs
To find out what your lab tests will cost with your insurance, you'll need to contact the lab directly:
• LabCorp — Visit their website at www.labcorp.com or call them to get an estimate based on your insurance and the specific tests ordered
• Quest Diagnostics — Visit their website at www.questdiagnostics.com or call them to get an estimate based on your insurance and the specific tests ordered
Both labs can provide you with estimated costs before you go in for testing, so there are no surprises.
Cash Pay Option for Lab Testing
If you prefer not to use insurance for your lab work, or if your insurance doesn't cover certain tests, we also offer cash pay pricing for lab services. This can be a convenient option if:
• You don't have insurance
• You haven't met your deductible yet and want to avoid high out-of-pocket costs • Your insurance doesn't cover specific tests
• You prefer the simplicity of paying directly without dealing with insurance Contact our Care Concierge team to learn more about cash pay pricing for lab tests.
We're Here to Help
We understand that navigating lab testing and insurance can be confusing. Our Care Concierge team is available to answer questions, help you understand your options, and provide information about both insurance and cash pay pricing.
Have questions about lab testing, insurance coverage, or cash pay options? Contact our Care Concierge team at +1 (866) 567-7677 or send us a message through the mobile app via chat. We're here to help you every step of the way!